Tax efficient retirement focused planning enabling you to live your best life
Ab Initio Financial LLC offers flat fee tax-efficient financial planning services focused on retirement, as well as a fresh start program for young professionals to create personal wealth.
Our Services
When we guide our clients through our planning process, we develop financial strategies that outline the actions to take to achieve specific goals and grow assets that can support a desired lifestyle in the future — while fully enjoying important experiences in the present.
Our Story
I came to the financial field later in life. I started my professional career by earning my Bachelor of Science degree in Chemistry at Washington College on the shores of the Chesapeake Bay in Maryland. I went on to complete my Masters and Doctorate in Organic Chemistry at Johns Hopkins.
After my post-doctorate work at the National Cancer Institute, it was time to get my first big boy job and I landed at an industrial water treatment company in the western suburbs of Chicago. There I worked in Research developing new products before moving to the Supply Chain side and digitizing the manufacturing processes. During the COVID-19 lockdown, I was unhappy with the financial advice I was given when we received a small inheritance. My parents also made some decisions heading into their retirement that kept them working for longer than anticipated so I decided to enroll in the Financial Planning Certificate Program at Depaul University
Why Choose Us
We listen to you and focus on managing your financial life to achieve your goals. We are committed to always putting our clients needs first.
We're independent
Our fees are clear and fair
We work virtually
Retirement Focused
Tax Efficient
Put our clients needs ahead of our own
How can we answer some of your questions to help you live your best life?
- How should I invest my assets to live my best life?
- Do I have enough risk protection and what are the best products to fill the gaps?
- When can I afford to leave my current career?
- When should I collect Social Security?
- How and when do I apply for Medicare?
- What is a good tax efficient withdrawal strategy to use in retirement?
- How can I lower my over all Lifetime tax rate?